Tag: mortgage loans
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The Era of Interest Rate Polarization: Loans Hit a ‘Cliff,’ Deposits Offer a ‘God-Tier Life’… The True Face of the 2026 Financial Market
interest rate polarization In 2026, the South Korean financial market has truly entered an era of interest rate polarization. While the Bank of Korea’s base rate remains relatively stable at 2.5%, the gap between lending rates and deposit rates is widening significantly. In particular, as mortgage rates steadily rise while deposit rates decline, households are…